Homebuyers & Homeowners

Entitle Direct is a different kind of national title insurance company.  We help empower savvy homebuyers and homeowners to take control of their home purchase / mortgage process and in doing so can reduce their closing costs to save money.  Over the years, we have saved consumers in aggregate millions of dollars on their title insurance premiums while still providing unparalleled service and support. 

  • Founded in 2008 with the mission to save homebuyers and homeowners money on title insurance
  • Licensed in 40 states and DC where we have endeavored to file title insurance premium rates that are typically up to 25% below the standard rates of our competitors
  • Issued more than 50,000 title insurance policies since our inception alongside the vast majority of mortgage lenders
  • Supported by 4 offices nationwide filled with knowledgeable and passionate title experts dedicated to providing outstanding service

Still Learning? Entitle Direct Can Help...


Better understand the home buying process with this FREE Consumer Real Estate Smart Guide from Entitle Direct

All Title Companies Do Not Charge The Same Amount

In most locations, title fees are not mandated by the State. Title insurance companies can file and use whatever rates they choose provided they are approved by the State Department of Insurance.

You Select The Title Insurance Company

The choice is yours - not your real estate agents, loan officers or attorneys.

You Better Shop Around

Your mortgage lender will send you a Loan Estimate form. Section C shows the services you can shop around for. We suggest you get quotes from Entitle Direct and other providers to try to minimize these fees in their aggregate.

Time Is Of The Essence

Choosing your title insurance provider is not something you can leave until the last minute. The title company needs 7-21 days to complete its work. The clock is ticking on your rate lock. If you want to exercise your right to shop around and save, you need to act fast!

Homebuyers and Sellers

Depending upon where you live and local custom, either the homebuyer or home seller is responsible for obtaining and paying for title insurance. Regardless of who is paying for the title insurance, it is in both the buyer's and seller's best interest to reduce the total closing costs. By choosing Entitle Direct you may be able to achieve significant savings. If you are working with a real estate agent, and / or attorney, let them know that title insurance is YOUR CHOICE.

Refinancing

Lenders generally require title insurance on refinances for their own protection, and it is you the borrower that typically pays for it. Remember, you have the right to choose your title insurance company, and with Entitle Direct you can potentially save hundreds on your closing. We encourage you to shop around for the lowest cost title insurance solution and then exercise your right to use that company to cut your closing costs.

The Closing Process and Entitle Direct's Closing / Settlement Services

Let's start with the definition - what is a 'closing', 'settlement', or 'escrow closing'? Are they the same thing?

The Settlement Process, Closing, Escrow Closing or Escrow Process as they might be known (depending on which part of the country you are in) are all terms that essentially mean the same thing. It's the process that occurs between the time a property seller accepts the purchase agreement and the buyer takes ownership of the house. In other words, it's the process whereby the title or ownership to the property is transferred to the buyer. It also refers to the process of refinancing a property. The closing process for a home purchase may take 30 to 90 days while closing process for refinancing is approximately half that time.

We make the closing process transparent so that you can be at ease. Our goal is to work with all parties involved to ensure a smooth closing.

Understanding Your Closing Process

 
Understanding the Closing Process

Familiarize yourself with common closing documents such as the Loan Estimate and Closing Disclosure forms that you will need to review as part of the closing process by visiting our Sample Closing Documents page.
 

Your Personal Entitle Direct Closing / Settlement Specialist

You can count on Entitle Direct, so relax. Our goal is to provide you with a seamless, transparent closing process while minimizing your closing and title insurance costs. You will be assigned your own personal Entitle Direct Closing Specialist who will coordinate your entire closing and assist throughout the closing process. Each Specialist brings years of industry experience and will keep you well informed during the entire process.

Your Entitle Direct Specialist will:

 

  • Respond to your inquiries courteously and promptly
  • Coordinate your entire closing and ensure the scheduling and funding of your loan with your mortgage lender
  • Provide updates on the progress of your closing and remind you of important deadlines and dates
  • Coordinate the activities of all individuals in the closing process so you have a single point of contact
  • Provide all document preparation services needed for settlement
  • Schedule your closing with all parties to ensure an on-time and efficient closing

Ready to get a quote or order title? Please call the Specialist Center at 877-936-8485 between the hours of 8am - 7pm (ET) Monday-Friday or e-mail us.