Your Purchase with ENTITLE DIRECT
Your Closing Specialist will work with you to ensure the smooth and on-time completion of your closing that is free of closing anxiety. The following steps summarize the ENTITLE DIRECT closing process.
Receive a Free Estimate for Title Insurance and Closing Services
ENTITLE DIRECT offers title insurance at savings of up to 35%* a savings of hundreds or even thousands of dollars. ENTITLE DIRECT also offers closing settlement services at up-front guaranteed, rates. Depending upon where you live and local custom, the buyer is most often responsible to obtain and pay for title insurance. When you are paying for title insurance as a buyer, you have the right to choose what title insurance company will provide title insurance for you. By choosing ENTITLE DIRECT, you will receive significant savings and will be in control of your closing. When working with a real estate agent or attorney, please be sure to let them know you will be working with ENTITLE DIRECT and provide them with your Certificate of Entitlement. (You may click here for a copy of your Certificate.)
Place an Order for Title Insurance and Closing Services
You may place your order by contacting one of our ENTITLE DIRECT Closing Specialists at 1-877-9ENTITLE (1-877-936-8485). At this time, our Closing Specialist will also ask for a copy of your real estate contract or purchase and sale agreement which will provide us with the necessary information to start your order. Your Closing Specialist will also ask you to provide credit card information. However, your credit card will not be charged unless you cancel your transaction after a title commitment has been provided to you by ENTITLE DIRECT. The amount of the charge will be the cost of the title search that we order on your behalf so that we can issue your title commitment.
Provide Our Closing Specialist with Additional Contact Information
Your Closing Specialist will work with you to ensure the smooth and on-time completion of your closing. Your Closing Specialist will contact your lender, real estate agent, insurance agent, attorney, and any other service providers to obtain the information and documentation necessary to complete your closing.
Monitor and Control Your Closing with the Assistance of Your Personal ENTITLE DIRECT Closing Specialist and Our Industry-First Control Panel
ENTITLE DIRECT provides you with a Control Panel that allows you to send and receive information to and from your Closing Specialist. The Control Panel also provides useful tools including a Checklist, Communications Center, Calendar, and Consumer Task List that are available to assist you in all aspects of your closing.
Share Information with Your Lender, Real Estate Agent, Attorney, or Any Other Service Provider through Our Industry-First Control Panel
You will have the opportunity to offer the real estate professionals working with you access to your Control Panel. This is the first time that both consumers and professionals can access up-to-date closing information and receive reminders and other communications in one central location.
Track Your Closing Costs with Our Updated Draft HUD-1 Settlement Statement
Throughout the closing process, we will provide an updated draft HUD-1 Settlement Statement that will provide you with information regarding the fees and costs that you will need to pay at closing. While other fees (such as fees from your lender) may not be available or may change subsequent to the time your order is confirmed by our ENTITLE DIRECT Closing Specialist, your fees and costs for title insurance and closing services are provided up front by ENTITLE DIRECT.
Receive and Review Copy of Your Title Commitment
After our underwriters at EnTitle Insurance Company receive a copy of a title search, they will prepare a title commitment that they will upload to your Control Panel for your review. ENTITLE DIRECTwill also provide this information to your lender, real estate agent, lawyer, or any other service providers who may require a copy. The title commitment will include information about existing mortgages, liens, judgments, easements, and other matters that may affect the title to the property you are buying.
Clear All Title Issues
Your ENTITLE DIRECT Closing Specialist will do what is necessary to clear the conditions found in the title commitment, including the payoff of existing mortgages, the release of liens, and payment of taxes.
Review Copies of Your Closing Documents Prior to Your Closing
ENTITLE DIRECT provides for the on-line review of your closing documents prior to your closing. This will eliminate surprises at the closing table and will enable you to go into your closing relaxed and in control, free of closing anxiety.
Schedule and Perform Your Closing
Our ENTITLE DIRECT Closing Specialist will schedule your closing with all necessary parties, including your lender. Your Closing Specialist will also arrange for a notary or other party required by law or local custom to conduct the closing, and notarize and attest to all documents in accordance with all legal and lender requirements. Your Closing Specialist will also arrange for the timely and accurate disbursement of closing funds to all parties, including the payoff of existing mortgages.
Issue Title Policy and Store All Closing Documents in Consumer's File
Upon confirmation that the necessary mortgage documents are recorded, EnTitle Insurance Company will issue the title insurance policy. All closing documents will also be stored for you in your file for your information. Also, by storing a copy of your title insurance policy, EnTitle Insurance Company provides you access to future title savings every time you refinance your home.