City:

State:

Title Insurance / Entitled Direct Insurance
ZIP:

Type of Transaction:*
Refinancing Your Home?
Buying a Home?
Selling a Home?
Purchase Amount

Loan Amount :*


Email :*
We value your privacy.
We will not sell or rent your email address.
Have Questions? Call Us at
1-877-936-8485


  1. You will buy title insurance every time you buy or refinance a home and borrow money. Your savings are magnified whenever you refinance through ENTITLE DIRECT.


  2. For the first time, you can choose your own title insurance company and review important documents prior to closing, including sample documents. This will reduce your
    closing anxiety.


  3. You can take control of your own closing with our industry-first Control Panel.


  4. Federal and state governments have long criticized the title insurance industry.
    ENTITLE DIRECT responded.



Terms of Use

ENTITLE DIRECT TERMS OF USE

Effective Date: August 24, 2011

PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY RELATING TO YOUR USE OF THE ENTITLEDIRECT.COM WEBSITE AND OTHER INTERNET WEBSITES OPERATED AND CONTROLLED BY ENTITLE DIRECT GROUP, INC. AND ITS AFFILIATED COMPANIES (COLLECTIVELY, THE SITES"). THESE TERMS OF SERVICE GOVERN YOUR USE OF THE SITES AND SERVICES ACCESSED THROUGH THE SITES ("SERVICES").

ACCEPTANCE OF TERMS OF SERVICE.

This Agreement is an electronic agreement that sets out the legally binding terms ("Terms") of your use of the Sites and Services. This Agreement incorporates the privacy policy found at, which policies are incorporated into these Terms by reference. Each time you use the Sites and Services, you signify that you agree to be bound by these Terms. If you do not agree to these Terms, you must discontinue using the Sites and Services. All references to ENTITLE DIRECT, "us", "our", or "we" will be deemed to include Entitle Direct Group, Inc., its affiliated companies, including EnTitle Insurance Company, Inc.. By using the Sites and Services, you represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by its Terms.

Updates to Terms. ENTITLE DIRECT reserves the right to update or change these Terms at any time by posting the most current version of the Terms on the Sites with a new Effective Date shown. All such changes in the Terms shall be effective from the Effective Date. Your continued use of the Sites and Services after we post any changes to the Terms signifies your agreement to any such changes. If you do not agree to these Terms, you must discontinue using the Sites and Services.

Electronic Form. By accessing the Sites and Services you consent to have this Agreement provided to you in electronic form.

Non-electronic Copy. You have the right to receive this Agreement in non-electronic form. You may request a non-electronic copy of this Agreement either before or after you electronically sign the Agreement. To receive a non-electronic copy of this Agreement, please Contact Us online or send a letter and self-addressed stamped envelope to: Entitle Direct Group, Inc., 281 Tresser Boulevard, 6th Floor, Stamford, CT 06901, Attn: Legal Departure.

Registering. You do not have to register to view benefits available through the Sites and Services but only registered users can access certain features and Services which require registration and a password for access. Unauthorized use of, or access to, these restricted areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Access to Restricted Areas may be monitored, analyzed and recorded and any information obtained regarding actual or suspected unauthorized access may be given to law enforcement to investigate and prosecute. You may become a registered user of the Service by providing your name and email address. ENTITLE DIRECT reserves the right to deny, in its sole discretion, any user access to the Sites and Services without notice. You acknowledge and agree that the Sites may include security measures that permit materials to be protected or that limit access to, or use of, certain components, areas or elements of the Sites. You may not attempt to override, bypass, disable or circumvent any of these security measures.

By registering you agree to provide true, accurate, current and complete information about yourself as prompted by the registration form, and (ii) maintain and properly update your account information to keep it true, accurate, current and complete. If you provide information that is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect that you have, or you violate these Terms, as determined in our sole discretion, we have the right to suspend or terminate your access and refuse any and all current or future use of the Sites and Services and the Services (or any portion thereof). By registering, we do not in any way promise, warrant or guarantee that you will qualify for any products or Services we offer and information on our Sites may contain offers for products and services that are not announced or available in your country or region of the world. Consult your local business contact for information regarding the products and services, which may be available to you.

Security of Username and Password. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify ENTITLE DIRECT immediately of any unauthorized use or theft of your account or any other breach of security (and to provide properly documented evidence as reasonably requested by ENTITLE DIRECT). We will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you will be liable for losses incurred by ENTITLE DIRECT or another party due to someone else using your account or password. You may not use anyone else's account at any time. Your authorization to access the restricted areas on the Sites is limited to those specific restricted areas for which you are granted access by us; access to any other restricted areas will be deemed unauthorized access. If you suspect that your password has been compromised in any way, change your password immediately.

When you select a password and register with a Site, you agree to the following conditions:

  • we are authorized to act on instructions received under your password without any requirement to question those instructions;
  • we are not liable for any unauthorized access to your personal information that is not directly due to the gross negligence or willful misconduct of ENTITLE DIRECT;
  • Your password contains sensitive information and you will keep it confidential and secret;
  • we may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.

FRAUD NOTICE: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

Blocking IP Addresses. You understand that in order to protect the integrity of the Services, ENTITLE DIRECT reserves the right at any time in its sole discretion to block members or subscribers from certain IP addresses from accessing the Services.

Termination. ENTITLE DIRECT can suspend or terminate your registration in ENTITLE DIRECT and your access to the Sites and Services, in whole or in part, (collectively your "Access") at any time, immediately and without notice. ENTITLE DIRECT has the right to terminate your Access if you fail to comply with any of the Terms or misuse the Services in any way or behave in a way which could be regarded as inappropriate, unlawful, or unsafe. Upon termination, you must destroy all materials obtained from Sites and Services and the Services and all copies thereof. All decisions regarding the termination of Access shall be made in the sole discretion of ENTITLE DIRECT. ENTITLE DIRECT is not required to provide you notice prior to terminating your Access. ENTITLE DIRECT is not required, and may be prohibited, from disclosing a reason for the termination of your Access. Even after your Access is terminated, this Agreement will remain in effect. All terms that by their nature may survive termination of this Agreement shall be deemed to survive such termination.

USE OF THE SERVICES.

Personal Use. This Site and the Services offered are intended for your personal, noncommercial use in accordance with these Terms. You agree that you will not (i) copy, display or distribute any part of the Sites and Services, in any medium, without ENTITLE DIRECT s prior written consent, or (ii) alter or modify any part of the Sites and Services other than as may be reasonably necessary to use the Sites and Services for their intended purpose. You further agree that you will not use any automated devices, such as spiders, robots or data mining techniques to catalog, download, store or otherwise reproduce, store or distribute content available on the Sites and Services, or to manipulate the Sites and Services or the Services, or otherwise exceed the limited access granted to you by ENTITLE DIRECT. You will take no action to interfere with, interrupt, destroy or limit the functionality of the Sites and Services or any computer software or hardware or telecommunications equipment. You will not distribute or transmit any content or software or other computer files that contain a computer virus or other harmful component. You may not use the Sites and Services in any manner that could damage, disable, overburden, or impair any ENTITLE DIRECT server, or the network(s) connected to any ENTITLE DIRECT server, or interfere with any other party's use and enjoyment of any Sites and Services. You may not attempt to gain unauthorized access to any Sites and Services, other accounts, computer systems or networks connected to any ENTITLE DIRECT server or to any of the Sites and Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Sites and Services. You may not reverse engineer, decompile or disassemble any software accessed through Sites and Services, including any proprietary communications protocol used by ENTITLE DIRECT.

USER SUBMISSIONS.

Communities. The Services may contain bulletin board services, news groups, forums, communities, storage areas and/or other message or communication facilities designed to enable you to communicate with others subject to your privacy settings which will enable only authorized users access to certain materials you place on the Sites through our Control Panel (collectively the "Communities"). You agree to use the Communities only to post, send and receive messages and material that are proper ("User Materials"). As part of the closing process, we will also instruct you and others you authorize to send User Materials, such as documents via facsimile, email, electronic transmission, overnight mail, regular mail, and/or other means to us for storage and use on the Sites. The total amount of data you may store on our site through our Control Panel cannot exceed 100Mb. If you reach the maximum amount of storage, you will need to remove files before you can store additional information. ENTITLE DIRECT has no obligation to monitor the User Materials. However, ENTITLE DIRECT reserves the right to review and to remove any User Materials at any time, without notice, for any reason and in its sole discretion. ENTITLE DIRECT reserves the right to terminate or suspend your access to any or all of the Communities at any time, without notice, for any reason whatsoever. You acknowledge that communications by users are not controlled or endorsed by ENTITLE DIRECT, and such communications shall not be considered reviewed, screened or approved by ENTITLE DIRECT. User Materials, including statements made in the Communities reflect only the views of their authors. ENTITLE DIRECT specifically disclaims any liability with regard to the User Materials and any actions resulting from your participation in any Communities. ENTITLE DIRECT is not responsible for information that you choose to communicate to other users via the Communities, or for the actions of other users. If you encounter something posted in a Community in violation of these Terms, you can report it to privacy@Entitledirect.com.

By submitting User Materials to the Sites and Services, you grant to ENTITLE DIRECT, and its successors in business and assigns, a perpetual, worldwide, royalty-free, and non-exclusive license to (including the right to sublicense) to display, distribute, publish, reproduce, disseminate, transmit, use, create derivative works from, or act upon such User Materials, (in the case of User Materials that you post to your storage area, by allowing authorized parties to access such area), without any additional approval or consideration of any kind, using any format, media, or technology now known or later developed or invented. All User Materials must comply with User Posting Requirements.

User Posting Requirements. You agree that you may not access or use the Services and/or related Communities, in order to:

  • Use such Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, transmit, distribute or disseminate content that is harmful, abusive, vulgar, sexually explicit, defamatory, libelous, obscene, infringing, embarrassing, unwanted, invasive of another's right of privacy or publicity, hateful or racially, ethnically or, in a reasonable person's view, otherwise offensive or objectionable.
  • Use, upload, transmit, distribute or otherwise make available any material or information, including images or photographs which contain any materials that could infringe any copyright, trademark, publicity or privacy right or any other intellectual property right of any person or entity unless you have first received permission from the owner of those rights to use the materials in this manner.
  • Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files or data, or any other similar software or programs that may damage the operation of the Sites and Services or other users' computers.
  • Except as expressly authorized by ENTITLE DIRECT, advertise or offer to sell or buy any goods or services for any purpose, unless the Services specifically allow such messages.
  • Falsify, delete or disable any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Services. For example, disrupting the flow of chat in chat rooms with vulgar language, abusiveness, hitting the return key repeatedly, inputting excessively large images so the screen goes by too fast to read, use of excessive SHOUTING (all caps) in an attempt to disturb other users, "spamming," or flooding (continuous posting repetitive text), are prohibited.
  • Encourage behavior that does not support a safe and comfortable environment for all users, including but not limited to posting or transmitting any materials that are threatening, harmful, harassing, abusive, vulgar, hateful, defamatory, sexually explicit, inflammatory, profane, racially or ethnically objectionable, religious or political, or any materials that encourage inappropriate or unlawful conduct.
  • Collect in any way personal information about others, including e-mail addresses, or use such information to send unsolicited emails.
  • Violate any applicable laws or regulations, or promote or encourage any illegal activity including, without limitation, hacking, cracking or distribution of counterfeit software, or cheats or hacks for the Services.
  • Impersonate or create a false identity (such as a celebrity or ENTITLE DIRECT representative) for the purpose of misleading others.
  • Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of such Services or other user or usage information or any portion thereof.
  • Attempt to get a password, other account information, or other private information from a member or any other user of the Services.
  • Improperly use support or complaint buttons or make false reports to ENTITLE DIRECT administrators.
  • Use, develop or distribute "auto" software programs, "macro" software programs or other "cheat utility" software program or applications.
  • Use a Community or other Service in any manner other than for personal communication as an individual user (i.e. not as a corporation or other entity).
  • Use the Sites and Services to resell or make any commercial use of the Sites and Services, or otherwise commercially exploit the same, without the prior express written consent of ENTITLE DIRECT.
  • Use the Services for fraudulent transactions.
  • Sell, buy, or transfer access to your account.
  • Exploit, distribute or publicly communicate any error, miscue or bug which gives an unintended advantage.

PROPRIETARY RIGHTS

All material published on the Sites and Services, including, but not limited to text, photographs, video, text, graphics, music, images, animations, audio, text, "applets" incorporated into the software data)sounds, messages, comments, ratings, and other materials on the Sites and Services is owned by ENTITLE DIRECT or its licensors and is protected by copyright, patents, trademarks, trade secrets and/or other proprietary rights, including under the United States copyright laws. ENTITLE DIRECT owns a copyright in the selection, coordination, arrangement and enhancement of such content and a copyright in the Sites and Services. ENTITLE DIRECT, EnTitle Insurance and its logos are trademarks of Entitle Direct Group, Inc. and are protected by state and federal laws. All other trademarks appearing on the Sites and Services ("Marks") are trademarks of their respective owners. Users are prohibited from using any Marks without the written permission of ENTITLE DIRECT or such third party that may own the Marks. You may not copy, publish, transmit, distribute, perform, sell, create derivative works of, or in any way exploit, any of the content, in whole or in part, without ENTITLE DIRECT's prior written consent. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any aspect of the Sites and Services. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material You may download content for your personal, non-commercial use only as provided in these Terms, provided that you keep intact all copyright and other proprietary notices. Copying or storing of content for other than personal use is expressly prohibited without prior permission from us or the copyright holder identified in the copyright notice contained in the content.

DIGITAL MILLENNIUM COPYRIGHT ACT ("DMCA") NOTICE

ENTITLE DIRECT has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the "Act") and avails itself of the protections under the Act. We reserve the right to remove any User Materials on the Sites which allegedly infringes another person's copyright. We are under no obligation to, and do not, scan content posted for any violations of third party rights, however, we respect the copyright interests of others and it is our policy not to permit materials known by us to infringe another party's copyright to remain on the Sites. If you believe any materials on the Sites infringe a copyright, you should provide us with written notice that at a minimum contains:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  • Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

All DMCA notices should be sent to our designated agent by U.S. Postal Mail as follows:

Intellectual Property Claims Agent
Alan Doran

Entitle Direct Group, Inc.
281 Tresser Boulevard, 6th Floor
Stamford, CT 06901

GENERAL

Age Requirements. You must be at least 18 years old or the age of majority in your state of residence, whichever is older, to register on the Sites and to use the Services.

Communications from ENTITLE DIRECT. By registering for ENTITLE DIRECT, you will receive online communications from ENTITLE DIRECT. You may also receive electronic communications from ENTITLE DIRECT by just providing your email address and not registering. In either case, to unsubscribe from any ENTITLE DIRECT email list, simply click on the "Unsubscribe" link at the bottom of the email and your name will be removed from that mailing list. You may also indicate your privacy preferences by emailing us at privacy@entitledirect.com.

Links. You may be able to access other websites or resources through links on the Site. Because ENTITLE DIRECT has no control over such sites and resources, you acknowledge and agree ENTITLE DIRECT is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials or available from such sites or resources nor does ENTITLE DIRECT endorse any such sites or the products or services assessable on such sites. You further acknowledge and agree that ENTITLE DIRECT shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

LEGAL NOTICES

Disclaimer of Warranties. YOU UNDERSTAND THAT YOUR USE OF THE SITES AND SERVICES (INCLUDING ANY DOWNLOADS OR ANY LOSS OF DATA OR OTHER DAMAGE TO YOUR COMPUTER SYSTEM YOU EXPERIENCE FROM USING SITES AND SERVICES AND SERVICES) IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT THE SITES AND SERVICES AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THIRD PARTY INFORMATION, PRODUCTS AND CONTENT INCLUDED IN OR ACCESSIBLE FROM THE SITES AND SERVICES, ARE PROVIDED ON AN "AS IS" "WHERE-IS" AND "WHERE AVAILABLE" BASIS, AND ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE TO YOU. YOU ACKNOWLEDGE THAT ENTITLE DIRECT MAKES NO WARRANTY THAT THE SITES AND SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. NO WARRANTY OF ANY KIND, WHETHER ORAL OR WRITTEN, CAN MODIFY THE TERMS OF THE DISCLAIMER SET FORTH IN THIS DOCUMENT. YOUR USE AND BROWSING OF THE SITES AND SERVICES IS AT YOUR OWN RISK. IF YOU ARE DISSATISFIED WITH THE SITES AND SERVICES OR WITH ANY OF THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE ACCESSING AND USING THE SITES AND SERVICES. TO THE FULLEST EXTENT PERMITTED BY LAW, ENTITLE DIRECT DISCLAIMS ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND (EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS) AS TO THE SITES AND SERVICES AND SERVICES AND ALL INFORMATION, PRODUCTS, AND OTHER CONTENT (INCLUDING THIRD PARTY INFORMATION, PRODUCTS, AND CONTENT) INCLUDED IN OR ACCESSIBLE FROM THE SITES AND SERVICES AND SERVICES.

ALL CONTENT, PRODUCTS AND THIRD PARTY SERVICES ON THE SITES AND SERVICES, OR OBTAINED FROM A WEBSITE TO WHICH THE SITES AND SERVICES ARE LINKED ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. ENTITLE DIRECT DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE MERCHANTABLITY OF ANY PRODUCT OR SERVICE ACCESSED FROM THE SITES AND SERVICES OR A LINKED SITE. OTHER THAN AS REQUIRED BY LAW, UNDER NO CIRCUMSTANCE WILL ENTITLE DIRECT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE SITES AND SERVICES OR A LINKED SITE, OR YOUR RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM THE SITES AND SERVICES OR A LINKED SITE.

Liability Limitation. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL ENTITLE DIRECT OR ITS AFFILIATES BE LIABLE TO YOU (OR ANY THIRD PARTY MAKING CLAIMS THROUGH YOU) FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOSS OF USE, PROFITS, DATA, OR OTHER INTANGIBLES, OR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, UNAUTHORIZED ACCESS TO AND TAMPERING WITH YOUR PERSONAL INFORMATION OR TRANSMISSIONS, ARISING OUT OF OR RELATED TO THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE, OR NON-PERFORMANCE OF THE SITES AND SERVICES, EVEN IF ENTITLE DIRECT HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES AND WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE. UNLESS LIMITED OR MODIFIED BY APPLICABLE LAW, THE FOREGOING DISCLAIMERS, WAIVERS AND LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE. ENTITLE DIRECT'S LICENSORS AND CONTRACTORS ARE INTENDED THIRD-PARTY BENEFICIARIES OF THESE DISCLAIMERS. IF ANY PART OF THESE WARRANTY DISCLAIMERS OR LIMITATIONS OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN ENTITLE DIRECT'S AGGREGATE LIABILITY FOR ALL CLAIMS UNDER SUCH CIRCUMSTANCES FOR LIABILITIES SHALL NOT EXCEED $10.

Indemnity/Release. You understand that you are personally responsible for your behavior while on the Sites and Services and agree to indemnify and hold ENTITLE DIRECT, and its affiliates, business partners, and their respective officers, directors, employees, and agents, harmless from and against any loss, damage, liability, cost, or expense of any kind (including attorneys' fees) that we may incur arising out of or related to your use of the Sites and Services or in connection with a third party claim or otherwise, in relation to your use of the Sites and Services, any actions you take based on information obtained on or through the Sites, and/or your violation of either these Terms, applicable law or the rights of any third party. To the extent permitted under applicable laws, you hereby release ENTITLE DIRECT from any and all claims or liability related to your use of the Sites and Services.

In connection with the foregoing release, you hereby waive California Civil Code Section 1542 (and any similar provision in any other jurisdiction) which states: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."

Access to Services. You understand and agree that your membership in ENTITLE DIRECT is subject to and conditioned upon the following: Your continued adherence to these Terms and any future modifications thereto and compliance with the Terms. Your violation of these Terms, or any other agreement between you and ENTITLE DIRECT constitute grounds for immediate termination of your membership without further notice at our sole discretion. We may also terminate your Access at any time, immediately and without notice, if we determine, in our sole discretion, that your conduct is detrimental to our business or the ENTITLE DIRECT community. ENTITLE DIRECT shall be the sole determiner in cases of suspected abuse, fraud, or breach of these Terms. You agree that we may terminate, modify, discontinue or abandon the Sites and Services or Games with or without notice to you and that we will not be liable to you or any third party as a result of such termination, modification, discontinuance or abandonment. If this Agreement is terminated for any reason, the provisions titled Proprietary Rights, Disclaimer of Warranties, Liability Limitation, Indemnity/Release, Access To Services, Privacy, No Third Party Beneficiaries, Governing Law/Disputes and Miscellaneous shall survive any such termination.

Privacy. This Site is governed by the terms and conditions set out in our privacy policy found at www. http://www.entitledirect.com/privacy_policy which is incorporated herein by reference.

International Users. We do not in any way imply that the materials on the Sites or the products or Services we identify or offer are available or for use outside the United States or in jurisdictions within the United States in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are authorized to receive information regarding our products and services in the jurisdiction in which you are resent, and have verified on the Sites that the property is in a jurisdiction in which we are licensed to do business. EnTitle Insurance Company, Inc. maintains certificates of authority in the following states or jurisdictions: Albabama, Arizona, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin. EnTitle Insurance Company is currently not offering policies in New Mexico, Texas, and Utah. All policies issued in Arkansas are issued through it licensed resident agent- Cowling Title Company. Subject to state laws, not all services are available in all states where licensed. EnTitle Insurance Company may only issue policies in limited areas in Washington, Oregon, and Oklahoma.

No Third Party Beneficiaries. You agree that, except as otherwise expressly provided in this Agreement, there shall be no third party beneficiaries to these Terms.

Governing Law/Disputes. Unless otherwise specified, the materials on the Sites are presented to provide information about Entitle Insurance Company, Cleveland, OH. Entitle Direct Group, Inc. owns the Sites and has its principal place of business in Stamford, Connecticut. These Terms are a contractual obligation made in, and to be construed and enforced in accordance with, the laws in effect in the State of Connecticut, without giving effect to its conflict of laws principles. Exclusive jurisdiction and venue in connection with any dispute between you and ENTITLE DIRECT ("Dispute") shall lie in the state or federal courts located in Stamford, Connecticut, U.S.A., and both parties expressly agree to be subject to the exclusive jurisdiction of such courts. You hereby waive any right you might have to resolve any Dispute on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of the general public or other persons similarly situated. Any cause of action you may have with respect to ENTITLE DIRECT, the Services, the content on the Sites or accessed through the Sites must be commenced within one year after the claim or cause of action arises or such claim or cause of action shall be barred.

Miscellaneous. These Terms and policies incorporated herein, are the entire agreement between you and ENTITLE DIRECT. They supersede any and all prior or contemporaneous agreements between you and ENTITLE DIRECT or you and Entitle Insurance Company relating to your use of the Sites and Services. ENTITLE DIRECT may assign these Terms, in whole or in part, at any time. If any part of these Terms is determined to be invalid or unenforceable, it will not impact any other provision of these Terms, all of which will remain in full force and effect. Headings in the Terms are for convenience of reference only and shall not affect the interpretation or construction of this agreement. The failure of ENTITLE DIRECT to partially or fully exercise any rights or the waiver of ENTITLE DIRECT of any breach of these Terms by you, shall not prevent a subsequent exercise of such right by ENTITLE DIRECT or be deemed a waiver by ENTITLE DIRECT of any subsequent breach by you of the same or any other term of these Terms. The rights and remedies of ENTITLE DIRECT under these Terms and any other applicable agreement between you and ENTITLE DIRECT shall be cumulative, and the exercise of any such right or remedy shall not limit ENTITLE DIRECT 's right to exercise any other right or remedy.

Contact Us. To contact us with any comments or questions, or to obtain more information, please refer to the Contacts section of the Sites. Click here to email us or you may contact us by phone at: 1-877-9ENTITLE (1-877-936-8485).

Copyright ©2014 Entitle Direct Group, Inc.